£100 Christmas Challenge – Earn an Extra £100 for Christmas

In 2017, Scottish Friendly found that pressures from family, friends and TV advertisements had plunged Brits into debt at Christmas. With nearly six in ten households making sacrifices to buy Christmas presents, and 31% of those with children relying on credit to fund their purchases.

With Christmas just around the corner I wanted to share some ways that you can stay out of debt and earn some extra money. And with the information on this page I’m challenging you to earn £100(+) in time for your Christmas shopping.

Christmas Money


The £100 Challenge

The rules of the game are simple. Starting from now you have until Christmas to earn at least an extra £100! Your methods are up to you and depend on your circumstances and abilities.

[bctt tweet=”I’m joining @beemoneysavvy on their £100 Christmas Challenge! #countdowntochristmas” via=”no”]

But keep reading to find out how I’ll be earning my extra £100, get some money making inspiration & download my printable progress tracker below…

Download the Christmas Challenge Printable


Earn Quick £££’s Now…

Let’s kickstart your challenge by earning a quick £20 today!

Cleo (£5 Cash) – Cleo is a chatbot that helps you manage your money. Through Facebook Messenger you can use Cleo to get updates on your spending habits. Once you’ve set up your “Cleo wallet” you’ll be credited £5 – you can withdraw this straight into your bank account.

Monese (£5 Cash) – Monese is the mobile app alternative to a traditional bank. When you first download the app and input code EMMAL738 you’ll get a bonus £5 on your first £10 deposit. You can use this money like a normal debit card or withdraw it straight into your bank account.

Curve (£5 Cash) – Curve allow you to link all of your existing debit and credit cards onto one card (and an easy to use app). You’ll get 1% cashback on purchases at selected retailers for 3 months. If you use promo code J7NOW when signing up you’ll be given £5 credit for free! Read more…

Monzo (£5 Cash) – If you want a bank that does good and rewards you at the same time then Monzo is the bank for you. Rated one of the top ethical banks, once you’ve signed up you will have access to savings pots, saving accounts and real-time balance notifications.

Latest Free Money Offers


Earn £50 by Switching Energy Provider

If you’ve not switched energy provides for over a year, switching now will save you around £200-£300 a year! You could also get a bonus for switching to my favourite renewable energy provider; Bulb!

I recently switched to Bulb (they’re cheaper than British Gas, EDF Energy, E.ON, npower, ScottishPower and SSE). Not only do they sort everything out for you (including cancelling your previous provider and paying any exit fees) but they also offer 100% renewable energy. Save the planet and your wallet by switching to Bulb – more info below!

Earn £50 When You Switch to Bulb


Money Making Websites…

The internet offers so many opportunities to earn more money! Use a range of these websites in your spare time to help finance your Christmas spending.

Prolific Paid ResearchProlific is a survey site with a difference. Academic researchers post studies on prolific to recruit research participants fast. The pay out is so much better than any survey site I’ve ever used and you can see exactly how much you will earn before agreeing to take part in a study. I challenge you to earn £20 in the next month with Prolific! Read more…

OhMyDosh Offers – OhMyDosh is a website that pays you to complete offers or tasks. Within 30 days I managed to earn £25 using OMD. Get a £1 sign up bonus and cash out once you’ve earned £10.

Swagbucks Task Website – Earn money cards when you shop online, watch videos, take surveys, play games and use promo codes with Swagbucks. I earn at least £5 a week from Swagbucks! You’ll also get a 500 point bonus (worth £3) when you earn 300 points in the first month. Read more…

FluidStack – Earn money when your PC is idle. Fluidstack is a cloud platform that will put your bandwidth and CPU to use when you’re no using it. You can earn up to $50/month (paid automatically on the 15th) for doing absolutely nothing! Sign up, download the node, and start making money in time for Christmas!!

More Extra Income Opportunities 


Earn Cashback on Your Shopping

TopCashback has been in my money saving arsenal since I started online shopping. I have now earned over £350 just by using this fab website and make sure to use it every time I do any shopping!

The process is simple, sign up to TopCashback and do your online shopping through them. They get commission from the retailer for referring you to their website, and then pay that commission back to you in the form of cashback. If you combine this offer with the curve card cashback your back account will be thanking you!

More on TopCashback


Money Making iPhone/Android Apps…

Smartphone apps are a great way to earn some extra money from the comfort of your own home, on your daily commute, in your dinner break or while you’re out shopping. Here are some of my favourite money making apps.

BeMyEye Task App – BeMyEye pays you to complete easy audits such as identifying coffee machines, taking pictures of creative sales displays & reviewing services! You can earn around £4-£8 per task and tasks are pretty regular. Get paid directly into your Paypal account.

VoxPopMe Video Responses – VoxPopMe pays you to record yourself reviewing a brand/service/ad. You only need to record yourself for a minimum of 15 seconds and you usually get paid 25p per video. Cash out into your Paypal account.

Job Spotter – Job Spotter will pay you to upload local job vacancies. If you spot a poster advertising for staff, snap a picture of the advert & you’ll get rewarded with Amazon vouchers.


Christmas Challenge Inspiration

Cover The Cost Of Christmas Without December’s Pay

#Foodbankadvent – Do Good This Christmas

Earn Amazon Gift Cards For Christmas

How To Save Money At Christmas

Where To Find Free Stocking Fillers

Earn Money Back On Your Online Shopping

I’d love to find out how much you’ve managed to earn leading up to Christmas! Please do join me on Instagram as I’ll be posting regular money earning opportunities and inspiration on there to help you sail through Christmas like a money mogul.


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