Cashback really is a no-brainer! Earn money by completing a purchases through a cashback website, with a cashback card, app or browser extension. I’ve saved £1000’s by claiming cashback every time I shop online! This is a great way to save money on items that you’re going to buy. But don’t let this encourage you to buy unnecessary items.
Here is a summary of the different cashback websites, apps and cards that I use to save money.
In some cases you can earn cashback from one or more of these websites, cards and apps at the same time – meaning double the rewards. For example I often shop through TopCashback with my Curve card that is also connected to Airtime rewards, depending on the retailer I can sometimes earn rewards from all three.
TopCashback is a cashback website that allows you to earn money whenever you shop online. Retailers pay TopCashback commission for referring you to their website, they then pass this commission back to you as ‘cashback’.
I’ve earned over £600 from TopCashback now just by shopping through their site when buying birthday/Christmas gifts, online groceries and phone contracts.
To start earning cashback all you need to do is shop online through the TopCashback website. Rewarding you with your cashback can take between a few hours to a few months (depending on the retailer). Once you’ve earned a decent amount of money you can order gift vouchers such as Amazon, Love2Shop & Currys, or get the money transferred straight into your bank account.
You can also download a chrome extension that reminds you to claim your cashback when you visit a retailer.
Quidco is very similar to TopCashback… but I’ve found it to be an advantage I’ve that I can compare cashback offers across the two websites. I’m becoming increasingly impressed with Quidco, their customer service are super helpful – I had a transaction that didn’t track and they managed to get in sorted for me. They also have regular bonus offers and competitions for more chance to boost your money.
My Money Pocket
Just like TopCashback and Quidco, My Money Pocket offers members the chance to earn cashback by following links to a variety of online retailers. My Money Pocket receives commission for any purchases made by people clicking through them and rewards this Cashback to its users.
I made over £40 pretty quickly with My Money Pocket. I found the whole process very speedy with my cashback being available in under a week.
Claiming freebies from Shopmium is simple. First, download the Shopmium app, buy the item you want, scan the barcode of your item & upload a picture of your receipt. Shopmium will then refund the money back into your PayPal account. If you combine this with a range of supermarket loyalty cards & offers, you can actually earn money for buying products!
I make sure to check this app every time I go shopping & I’ve managed to claim over £70 worth of free shopping so far through Shopmium. Get a bonus freebie (currently Pringles) when you first register.
Mashroom – Cashback on Rent
Mashroom is a free-to-use website that allows you to earn cashback on rent by finding new tenants for your landlord when you move out of your property. The process is simple:
- Invite your landlord to Mashroom – provide your landlords contact details on the mashroom website.
- Coordinate viewings
–Your landlord will generally chat to prospective new tenants first and then pass on any promising candidates to you.
- Earn cashback – You receive one week’s worth of rent when the new tenant has moved in.
You can see how much you can expect to earn by using the calculator on the tenant page.
Airtime Rewards (App)
The Airtime rewards scheme rewards you with discounts on your phone bill with the money you earn at their retail and restaurant partners. Sign-up (use code D4E3EPAA for a sign up bonus), link a card and start earning cashback at Wilko’s, Argos, Boots and more!
It’s also worth noting that you can use Airtime Rewards in combination with TopCashback and Quidco!
Curve – Cashback Card
When you pay with a Curve Card you’ll earn 1% back at your favourite retailers. If you have an existing card that rewards you (Santander All in One or TSB Platinum Purchase credit card) you can still earn these rewards while using Curve.
You’ll also get a free £5 credit when you first sign up with promo code J7NOW, and you’ll get a unique code to share with your friends for a more free credit.
Yonda – Cashback Card
Put simply, Yonda is a new prepaid card that allows you to save—and earn—as you spend with selected retailers. You can use your Yonda card in-store and online (retails include Topshop, Boots, Iceland, and Pizza Express). You can also double your earnings by shopping through a cashback website and using your Yonda card at the checkout. Use Yonda Key 7MQ3SM when you sign up.
Honey – Browser Extension
Honey is a browser extension that automatically searches for discount codes when you reach the checkout of an online shop. It’s available for all of the major web browsers and is much easier than manually searching for the best discount code. You’ll also earn ‘gold’ every time you use Honey to make a purchase. You can then redeem this gold for gift cards too!
Cashback Angel – Comparison Tool
While it’s brilliant to have so many options for earning cashback, it can be hard to know which one is offering the best rate on your chosen retailer. This is where Cashback Angel helps. Cashback Angel is a website and browser extension that helps you to compare the best cashback rates for any given retailer.
Disclaimer: the idea with these deals is that you’ll get a percentage of your money back after purchasing something – don’t let this encourage you to buy things you don’t really want or need! Cashback is considered a discount from the retailer and thus, it doesn’t need to be declared as income.