Cashback really is a no-brainer! You go about your usual shopping either through a cashback website or by paying with a cashback card and then you get a % of the money you spend back! I’ve saved £100’s by claiming cashback every time I shop online! Cashback is a great way to save money on items that you’re going to buy. But don’t let this encourage you to buy things you don’t really want or need just to chase cashback!
TopCashback is a cashback site that allows you to earn money whenever you shop online. Retailers pay TopCashback commission for referring you to their website & then they pass this commission back to you as ‘cashback’.
To start earning cashback all you need to do is shop online through the TopCashback website. Rewarding you with your cashback can take between a few hours to a few months (depending on the retailer). Once you’ve earned a decent amount of money you can order gift vouchers such as Amazon, Love2Shop & Currys… or get the money transferred straight into your bank account.
Quidco is very similar to TopCashback… but I’ve found it to be an advantage I’v that I can compare cashback offers across the 2 sites. I’m becoming increasingly impressed with Quidco, their customer service are super helpful! They also have regular bonus cashback offers (e.g. £2.50 cashback on a £5 spend!).
I’ve only had Quidco for a few months and I’ve managed to earn £25 so far, its getting involved with Quidco even if it’s for the bonus offers that they do semi-regular.
The Shopmium App
Claiming your Shopmium freebies is simple, first download the Shopmium app, buy the item you want, scan the barcode of your item & upload a picture of your receipt. Shopmium will then refund the money back into your PayPal account. If you combine this with a range of supermarket loyalty cards & offers, you can actually earn money for buying products!
I make sure to check this app every time I go shopping & I’ve managed to claimed over £70 worth of free shopping so far through Shopmium. Get a bonus freebie (currently Nutella) when you first register).
Boom25 – Win cashback
When you make a purchase through Boom25 you have a 1 in 25 chance of winning back ALL of the money you spent! Every 25th approved purchase via Boom25 is refunded with cash paid directly into your PayPal account!
I’ve already earned over £30 and I’ve only used in a couple of times! Feeling lucky? See if you can win a free takeaway… or even a holiday!
Curve – On-Card Cashback
When you pay with a Curve Card you’ll earn 1% cashback at your favourite retailers. If you have an existing card that rewards you (Santander All in One or TSB Platinum Purchase credit card) you can still earn these rewards while using Curve.
You’ll also get a free £5 credit when you first sign up with promo code J7NOW, and you’ll get a unique code to share with your friends for a more free credit.
AirtimeRewards – Money off Your Phone Bill
The Airtime rewards scheme rewards you with discounts on your phone bill with the cashback you earn at their retail and restaurant partners. Sign up (use promo code D4E3EPAA for a sign up bonus), link a card and start earning cashback at Wilko’s, Argos, Boots and more!
It’s also worth noting that you can use AirtimeRewards in combination with TopCashback and Quidco!
Homewards – Save Towards a Deposit on Your First Home
Homewards (currently in pre-launch) was created to help aspiring homeowners to save for a deposit on a house. The Homewards app will allow members to automatically earn cash rewards from everyday retailers when they spend using their linked credit and debit cards. These cash rewards are then transferred into a Lifetime ISA and can be used towards a deposit (or retirement fund).
Yonda – The Cashback Card
Put simply, Yonda is a new prepaid card that allows you to save—and earn—as you spend with selected retailers. You can use your Yonda card in store and online (retails include Topshop, Boots, Iceland, and Pizza Express). You can also double your cashback earnings by shopping through a cashback website and using your Yonda card at the checkout. Use Yonda Key 7MQ3SM when you sign up.
Disclaimer: the idea with cashback is that you’ll get a percentage of your money back after purchasing something – don’t let this encourage you to buy things you don’t really want or need just to chase cashback! Cashback is considered a discount from the retailer and thus, it should not need to be declared as income.