Digital Wallets Will Change Your Spending Habits For The Better
Keeping a lid on expenses can sometimes be a challenge. We work so hard, and yet our money never seems to go very far. By the time all the bills are paid, there’s very little left over at the end of the month to enjoy. Worse still, we can end up squandering that little bit that we do have leftover on things that don’t really add value to our lives.
One of the issues is payment systems. At the moment, you just tap your credit card on the machine, and money flows electronically out of your account and into somebody else’s. While it’s a smart system, a lot of people now think that we can do better – and that by doing so, we could keep out bank balance healthier too.
Take AfterPay, for instance. AfterPay is essentially a digital wallet that allows people to trade online with merchants who accept it. Unlike regular banking, though, it combines a host of helpful tools that make it easy to see how much you’re spending. It also offers a range of additional services, such as the ability to make installments on large purchases over several months, instead of upfront.
We shouldn’t underestimate the changes that digital wallets will bring to our lives. We could be on the cusp of a new era in which you can take out credit but with no impact on your credit score.
If you’d like to find out more about Digital Wallets such as AfterPay, check out the following infographic for more details:
Discover: What is Afterpay | Payday Deals