Free Money Offers: Updated List Worth £500+

Free Money Offers: Updated List Worth £500+

I’m constantly on the lookout for free money offers, deals, online surveys, freebies, and money-saving opportunities from across the web. Using sign up offers and referral promotions I’ve been able to bag £100’s of free money and some pretty good freebies.

I’ve been doing my research and these are some of the best free money offers and instant sign up bonus offers from across the internet that allow you to claim free money, gift cards, investments, and food.

Notepad, phone and Laptop

Free Money Offers: How to Get Free Money UK Edition


Free money offers – cash

Zilch Rewards – £5 Free sign up bonus

Zilch offers cashback on all purchases when you pay in full (Zilch review). The current Zilch sign up offer is £5 free to spend wherever you want. Here’s how to claim your free £5:

  1. Sign up using the link below.
  2. Verify your ID, confirm your email and add a debit card.
  3. Receive 500 points in your wallet, worth £5.
  4. Add your Zilch card to your digital wallet (e.g. Apple Pay)
  5. Make a tap & pay purchase to get your free £5.

Once you’ve signed up you’ll get your own referral link. Referring your friends will earn you an extra £5 per referral.

Sign up to Zilch


Cashback.co.uk – £5 welcome bonus + £2.50 for 3 questions

Cashback.co.uk is a task website with various free offers, trials and sign up promotions, you’ll need to complete 15 tasks to withdraw your earnings. I made £150 from this website in a matter of weeks but there’s the opportunity to earn much more.

You’ll receive £5 when you sign up & £2.50 for answering 3 questions.

Sign up to Cashback.co.uk


OhMyDosh – £2 Welcome Bonus

OhMyDosh allows you to make extra money from home by signing up for free services and trials. I make around £10 a month from OhMyDosh‘s various offers.

You’ll also get a £2 bonus when signing up.

Sign up to OhMyDosh


Cheddar – £2 bonus

Cheddar is one of my favourite cashback apps – simply connect your bank account through open banking to earn cashback when spending with selected retailers. You can also earn money by buying gift cards through the app.

Earn a £2 bonus when downloading the app and purchasing a gift card within 15 days of signing up with my invite code BEEMON1.

Download the Cheddar app


Chip – 5.10% interest on savings

Chip is my go to for easy access savings. Currently you can earn 4.84% AER on your savings with the Chip app + get a bonus 0.25% for 90 days when referred by a friend. Follow the steps below to claim your bonus:

  1. Download the Chip app
  2. Open the Chip Instant Access (4.84% AER) or Chip Cash ISA (5.10% AER)
  3. Visit the Promos & Rewards section in the profile tab
  4. Enter the code CHIP-DWF372
  5. Deposit at least £5,000 to be eligible for the bonus

View full referral terms and conditions of the referral offer.


Kroo – 4.35% interest + £10 free

Kroo is a banking app that offers 4.35% interest on your current account. You’ll also get £10 for each friend you refer to Kroo. You’ll receive your free £10 once your Kroo account is open, you have money in your account and your friend makes their first payment.

Download the Kroo app


American Express (Gold Rewards) – points worth up to £150

The American Express Preferred Rewards Gold credit card welcome bonus is currently 25,000 points for new users. This one is my favourite rewards credit card as it comes packed full of perks.

There are some conditions to be aware of:

  • You’ll need to spend £3,000 in three months, to get the bonus 25,000 points.
  • The card is free for 1 year, but has a £195 annual fee after that – so set a reminder if you plan on canceling after 12 months (canceling is easy online or over the phone).

As well as the £150 worth of points you’ll also get £5 back on up to two Deliveroo orders each month and 4 free priority airport lounge visits. I took out my Amex card before a big purchase to increase my points.

Apply for an Amex Gold Rewards Card


American Express (Platinum Cashback) – £10 bonus + 5% cashback

Earn a £10 bonus for being invited to American Express. The bonus is rewarded when you spend over £1.

You’ll also earn 5% cashback (up to £100) for the first 3 months of Cardmembership. New Cardmembers only, T&Cs apply.

Apply for the Amex Platinum Cashback Card


Tide – £50

Tide is a UK financial technology company providing mobile-first banking services for sole traders and small businesses. It’s incredibly easy to set up your account with Tide and they’ll offer you £50 when you sign up and spend £500 on your Tide card (doesn’t have to be in one go).

Referral code: 5QJGJO

Sign up to Tide


Monzo – £5 free

Monzo is an ‘online bank account’. I opened a Monzo account a few years back (see review) – it’s brilliant for sending money between friends/splitting bills and building savings pots.

You can get £5 free on debit card when you sign up using my Monzo referral link (and make a card payment within 30 days). You’ll also get access to a referral link that you can share with friends and family once you sign up.

Sign up to Monzo


JamDoughnut – £2 free + cashback on gift cards

JamDoughnut is one of my favourite cashback apps. If you’re familiar with cash-back sites you need this app to earn cash every time you buy a gift card. I’ve been using the app to buy prepaid gift cards for my local supermarket.

Earn 100 points worth £1 when you sign up with my JamDoughnut referral code BKHT and another 200 (£2) when you buy your first gift card through the app.

Download Jamdoughnut


Sprive – £5 free

The Sprive app helps you to pay off your mortgage early. Using its smart calculator, it saves small regular amounts that you can later use to make mortgage overpayments (you can also withdraw this back to your bank account if you’d prefer).

You’ll get a free £5 when you sign up, use referral code ORZBFWDE and save £25 via direct debit (you can withdraw this and your free £5 at anytime).

Download Sprive


Atoa Pay – £5 free

Atoa App is fast, safe and secure way to send and receive money. Right now, they’re offering new users £4 to link a new bank account and send their first £10. There’s a variety of ‘challenges’ in the app where you can earn more money, including:

  • £3 for signing up with a referral link/code.
  • £1 for sending your first £10.
  • £3 for each referred friend.
  • £1 for your 5th payment to a friend.
  • £1 when you split a bill 3 ways.
  • £50 when you refer a business.

The easiest way to claim the free £5 would be to sign up, invite a friend and then send £10 between the 2 of you 5 times. Referral code: beemoneysavvy.

Sign up to Atoa


Outplayed – earn £250 with matched betting

I earned £196.45 in my first month of matched betting, the process is straight forward and involves profiting from free bets. It’s risk-free way of making money and Outplayed have a brilliant free trial to help guide you through the process.

As part of this offer, if you follow their instructions correctly and don’t make at least £250, they’ll even pay you the difference!

Sign up to Outplayed free trial


small pot of money with a small plant growing from the top of the pile

Free money offers: boost your bank balance today


Free gift cards

Snoop – £5 Amazon Voucher

Download the snoop app and connect your bank account to earn yourself a £5 amazon voucher. The voucher will not be payable if you uninstall the app or remove your connected account within 14 days of connecting a bank account or credit card.

Snoop’s referral rewards program means that you can earn a further £5 gift card for each friend you invite to download the app.

Download Snoop


Power Rewards – £1 Amazon Voucher

This offer is exclusively for people with a smart meter. Download the Power Rewards app to earn rewards based on your energy usage. You’ll also get £1 which can be used towards an Amazon voucher.

Referral code: A.J633008

Download Power Rewards


Profile Pensions – £50 Free Amazon Voucher

Profile Pensions allows you to top up your pension contributions and combine your old pensions into one new online plan.

Use my promo link to sign up and get a £50 Amazon voucher once you’ve added £50 to your Profile Pensions account.

Sign up to Profile Pensions


Free investments

Trading212 – Free Share £5-£100

Trading212 is a platform for trading and investing. It works similar to Freetrade and makes it super easy to invest small amounts of money. For a limited time you can get a free share when you sign up.

  1. Click the link below.
  2. Create a Trading212 Invest account.
  3. Deposit at least £1 into the account.

Sign up to Trading212


Invest Engine – ISA Bonus between £20-£2,500

InvestEngine helps individuals and businesses build and manage easy-access, globally diversified investment portfolios. Aiming to maximise returns at a risk level you are comfortable with. Top-up or transfer to InvestEngine by 30/04/24 and receive a bonus of up to £2,500 (Capital at risk, Ts&Cs apply).

Bonus tiers:

  1. £1,000 investment = £20 bonus
  2. £5,500 investment = £55 bonus
  3. £8,000 investment = £70 bonus
  4. £15,000 investment = £120 bonus
  5. £20,000 investment = £150 bonus
  6. £30,000 investment = £225 bonus
  7. £45,000 investment = £325 bonus
  8. £65,000 investment = £525 bonus
  9. £100,000 investment = £750 bonus
  10. £120,000 investment = £1,100 bonus
  11. £300,000 investment = £2,500 bonus

Sign up to Invest Engine


Wombat Invest – £10 Free

Wombat has made it easy to invest. They offer commission–free trading on 500+ US, UK & EU shares, and Themed Funds (ETFs). Their Funds are grouped into simple Themes made up of hundreds of big name brands. You get a £10 free bonus when you open any investment account with Wombat (choose from a Standard GIA or ISA, Junior ISA or Instant GIA). The reward must remain in your account for 90 days, and have been invested, before it can be withdrawn.

Capital at risk. FX or other fees apply. T&Cs apply. ETFs available with Standard accounts.

Download Wombat Invest


Penfold – £25 added to you Pension

Penfold is an award-winning low-cost pension provider that is offering a free £25 bonus pension contribution when you set up a pension and deposit £25 OR transfer an old pension to them.

Follow the steps below for the £25 free pension contribution:

  1. Sign up to Penfold via the link below
  2. Click ‘sign up’ (top of the page) & create an account
  3. Make a one-off £25 payment or transfer an existing pension (this is free to transfer over).
  4. Your bonus will be added to your pension within 7 working days.

Sign up to Penfold


Stake – Free Share

Download the Stake app using my referral code emmaj494 and we can both get a free stock when you fund your account with £50 within 24 hours (you can withdraw this instantly).

This took me less than 5 minutes and I got a free share in GoPro.

Sign up to Stake


Investment Property

Free investment offers


Utilities – Free Credit

Octopus Energy – £50 Free

When you switch to Octopus energy using my referral link you’ll get £50 free credit. It’s free to get a no obligation quote. If you decide to switch, your bonus will be awarded once your switch is complete.

Octopus Energy doesn’t charge exit fees on their fixed tariffs, allowing you to lock in energy prices while still being free to leave.

Switch to Octopus


Virgin Media – Up to £50 Free

Virgin Media is a telecommunications company which provides telephone, television and internet services in the UK. For the broadband speed you get, Virgin Media offers fast speeds at a good value.

If you switch to Virgin Media using my referral link you will also get £50 free. You’ll get your cash rewards once you’ve successfully had your services installed.

Sign up to Virgin Media


Three – Up to £40 Free

Three UK is another telecommunications and internet service provider based in England. They are the fourth-largest mobile network operator in the UK.

Get up to £40 when you sign up for a new phone, tablet, SIM or Home Broadband through Three.

Sign up to Three


Airtime Rewards – money off your phone bill

This app is a must have for saving money. Simply download the app and connect your payment cards, then every time you shop at selected retailers you’ll receive cashback automatically. You can use this cashback to save money on your phone bill.

Use code D4E3EPAA for a sign up bonus!

Download AirtimeRewards


five bulb lights

Free money off your energy bills


Free food

SHOPMIUM – Free Pringles

Shopmium gives away tons of FREE food and drinks from your local Tesco, ASDA, Sainsbury’s, Waitrose and more! All you have to do is download the Shopmium app, buy the item you want, scan the barcode, upload a picture of the receipt, and then Shopmium will put the money you spent on the item back into your PayPal account (Shopmium review)! 

Of all the offers this is my favourite when it comes to free food. Use code “AEFAMUGY” when you sign up to get a bonus freebie! 

Download Shopmium


GreenJinn – £1 bonus (+ freebies)

The Green Jinn app offers cashback on a range of food and drink items from all your local supermarkets. I’ve claimed £100’s worth of free food using this app.

When you sign up and use my Green Jinn promo code ‘beemoneysavvy1’ you’ll get a bonus £1 added to your first cashback withdrawal.

Download Green Jinn


More Free Money Offers


Disclaimer: as these are ‘sign up’ offers you can only redeem them when you sign up, therefore, if you already have an account with them you may not be able to benefit from their free money offers. If you’ve spotted free money offers that are not yet on my list feel free to send me a message about it.