My Money Bucket List
There are plenty of ways to save and earn more money, but the real winners are the ones that save/earn money while being healthy, feeling fulfilled & enjoying life. An easy way to do this is by making your own money related bucket list. Here’s my financial bucket list to help inspire you to come up with your own money goals.
Buy My First Home
Owning my own property has very much been my number one money goal for sometime. I’ve been saving up for a deposit on my first home ever since I started working. At the end of last year I finally made an offer on a flat – and now I’m a full fledged home owner!
Build an Emergency Fund
An emergency fund is an account set aside in case of a financial emergency, such as the loss of a job, illness or a major repair to your home. The most common emergency fund amount is around £1000 but I’m aiming to save £5,000 as a financial buffer.
Raise £500 For Charity
I’ve always loved giving back and doing good. I;facet, alongside my blogging work I’m also a campaigns organiser. Last year was a great year for me financially and this has prompted me to want to give back. Therefore, this year I’ve set myself the target of raising £500 for charity and good causes.
You can keep an eye on how much I’ve raised and for what charities in my £500 fundraising challenge.
Make Money from Blogging
Creating your own blog always has the potential to grow into a business. I know of countless bloggers who have now quit their jobs and become a full-time blogger! The ultimate dream for me is to earn a comfortable side income from my blog so that I only have to work for enjoyment and not primarily for the money.
Last year I made around £10,000 from blogging. This year I aim to increase that number.
Get a Promotion
I’ve been at my place of employment for almost 4 years now, and while I love a lot of aspects of my job I feel that it’s about time for some progress. Getting some kind of a promotion (either within my current organisation or elsewhere) is a definite bucket list item.
Monster claim that you shouldn’t stay in a job for more than 4 years as you learn the most in your first few years on a job, so changing jobs can help you to develop afresh skills. On the flip side, you should try to stay at each job for a minimum of two years as recruiters and hiring managers might cast doubts on your employability if you have more short stints than long ones.
Start Meal Prepping Regularly
As an ex-personal trainer I know the importance of a healthy and regular diet. And as a money blogger I know that prepping your meals in advance (instead of buying out) can save you a fortune. My goal is to spend a bit of time on a Sunday evening planning and preparing my healthy and cost-effective meals for the week.
Grow My Own Fruit, Veg and Herbs
I love the idea of being self-sufficient and having a small supply of freshly grown greens. I regularly go foraging for berries when they’re in season but I want to take it to the next level and grow some window herbs, plant a fruit tree and start my own vegetable patch.
Be More Sustainable
Reducing our impact on the planet should be a priority for everyone which is why it features on my bucket list! Over the past year I’ve made some simple sustainable swaps:
- Reduced meat consumption
- Switched to renewable energy
- Said no to single-use plastic
- Used reusable make up wipes and a menstrual cup
- Left my bank for an ethical bank
- Bought and sold second-hand clothes
- Recycled religiously
- Supported local businesses
All these steps have not only been great for the planet but they’ve also saved me money! But now I want to do more! I want to take sustainable living to the next level. I aim to write more informative posts to help my readers implement their own sustainable swaps. My plan also includes becoming more carbon balanced.
Explore Freelance Work
When I first created beemoneysavvy.com I had no idea how much I would enjoy creating the content for it. This has made me rethink my career plans and look into pursuing content writing as a potential career. While I don’t want to quit my job or stop blogging, I think it would be sensible to try out this potential new career option on a freelance basis to see how I get on.
Hire Family Members
Being in the position to hire my mum and dad to work for me would be the absolute dream. My parents have worked so hard to provide for their family and their financial position has often suffered because of this. I talk about how my parents inspired me to start blogging about money in my UK Money Bloggers interview.
Pay My Mortgage off Early
I’ve just had my mortgage application accepted (yay)! But the idea of having constant repayments (and a big debt) for the next 25 years is scary! I’m already planning on making regular over-payments on my mortgage to reduce the time and interest I spend overall on repayments.
Keep Winning Competitions
I have a strange (but worthwhile) hobby of entering competitions. I’ve been very lucky in the past and have won some amazing prizes, including: a holiday to Berlin, a 7-day inter-railing pass to Belgium, an iPad Pro 10.5 and countless gift vouchers! I just hope that my lucky streak continues!
Now it’s your turn, what’s on your financial bucket list? I’d love to hear what your goals and aspirations are, money or otherwise! Share them in the comments below or write them up and let me know via social media @beemoneysavvy.