Money Swaps: Simple Swaps To Save Money!
Doing the same thing over and over again and expecting different results is the very definition of insanity. You can’t keep doing as you’ve always done and believe that things will be different next time. Instead, you have to make changes if you want to see changes, and when it comes to your money, you need to start with what you spend.
Saving money doesn’t mean that you have to compromise your lifestyle. You can enjoy so many of the same things that you enjoy right now, but with some simple changes, you can save money along the way. Let’s take a look at some simple swaps that you can make that will give you what you want while giving your bank balance what you need.
A cup of coffee from your favourite haunt can cost you £5 a time depending on the type of coffee and the size of the drink. If you go twice a day every working day, you’re spending £50 a week on coffee. Or £200 a month. Or £2400 a year! Instead, spend £10 on a great bottle or cup that will keep your favourite coffee hot, and £50 on a decent coffee machine for the house. You’ll spend far less than you think on your morning and afternoon indulgence!
New Car/Used Car
It’s nice to roll a new car off the parking lot in a brand new set of wheels that no one else has driven before, but it’s not great if you need to cut down your monthly expenses. Instead of looking into untouched models, check out Hilton Garage for their range of used cars. You’ll be able to choose a model you want for a cut-down price, and you can save yourself a ton of money in payments throughout the year.
There is no need to worry about missing out on your favourite designer labels when Facebook Marketplace and charity shops are stuffed to the rafters with fantastic clothing that is barely worn. So many people prefer to keep up with the latest trends, but this isn’t the best for your budget. This way, you can keep up with the times at a fraction of the cost.
Going Out/Staying In
Pop in a movie and buy a few frozen pizzas from Aldi. Pop your own popcorn kernels and get everyone to bring a bottle. You’ve saved up to £100 on a night out, and it’s all for swapping out going to a snazzy club and meal to being at home with your friends.
Gym Membership/Home Workouts
Spending the money every month to go to the gym can be a massive outlay if you’re not going regularly enough. YouTube has plenty of workout videos that you can do at once without needing to pay for it. All you need is a couple of tins of baked beans as weights, too!