7 Money Swaps: Simple Swaps To Save Money!
Saving money doesn’t mean that you have to compromise your lifestyle. You can enjoy so many of the same things that you enjoy right now, but with some simple changes, you can save money along the way. Let’s take a look at some simple money swaps that you can make that will give you what you want while giving your bank balance what you need.
Doing the same thing over and over again and expecting different results is the very definition of insanity. You can’t keep doing as you’ve always done and believe that things will be different next time. Instead, you have to make changes if you want to see changes, and when it comes to your money, you need to start with what you spend.
7 Money Swaps: Simple Swaps To Save Money!
Starbucks V’s Homemade Coffee
A cup of coffee from your favourite haunt can cost you £5 a time depending on the type of coffee and the size of the drink. If you go twice a day every working day, you’re spending £50 a week on coffee. Or £200 a month. Or £2400 a year! Instead, spend £10 on a great bottle or cup that will keep your favourite coffee hot, and £50 on a decent coffee machine for the house. You’ll spend far less than you think on your morning and afternoon indulgence!
New Car V’s Used Car
It’s nice to roll a new car off the parking lot in a brand new set of wheels that no one else has driven before, but it’s not great if you need to cut down your monthly expenses. Instead of looking into untouched models, check out Hilton Garage for their range of used cars. You’ll be able to choose a model you want for a cut-down price, and you can save yourself a ton of money in payments throughout the year.
New Clothes V’s Preloved
There is no need to worry about missing out on your favourite designer labels when Facebook Marketplace and charity shops are stuffed to the rafters with fantastic clothing that is barely worn. So many people prefer to keep up with the latest trends, but this isn’t the best for your budget. This way, you can keep up with the times at a fraction of the cost.
Update your Autumn Wardrobe on the Cheap
Going Out V’s Staying In
Pop in a movie and buy a few frozen pizzas from Aldi. Pop your own popcorn kernels and get everyone to bring a bottle. You’ve saved up to £100 on a night out, and it’s all for swapping out going to a snazzy club and meal to being at home with your friends.
Gym Membership/Home Workouts
Spending the money every month to go to the gym can be a massive outlay if you’re not going regularly enough. YouTube has plenty of workout videos that you can do at once without needing to pay for it. All you need is a couple of tins of baked beans as weights, too!
New Phone V’s Refurbished Phone
Phones are expensive! You can expect to pay anything between £600-£1200 for a top of the range smartphone today. But they don’t have to be so expensive, switch to only buying refurbished phones with a 12 month warranty to save yourself £100’s! Find out more about how much a refurbished phone can save you (and the planet).
Switch Banks
Taking advantage of bank switching bonuses is a great way to pocket an extra £100 here and there. Lots of high street banks offer switching bonuses to encourage you to bank with them. I made £250 in a matter of months by switching from HSBC to Natwest and then from Natwest to TSB! Here are some great bank switching offers you can take advantage of:
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